Be SMART about phone use and SAVE money

In September 2012 I had finally saved enough money to buy a smart phone. But then there was the choice of choosing a reasonable cell phone plan. What`s usual in Norway, is to have a plan which has a lot included. At that point, there was only one I thought fitting to my cell phone use, a plan that cost me $35 a month. And it included 600 texts, 600 mms, 600 minutes and 1000MB, which I thought was a great deal!

6 months later, I find myself realizing that I never use the phone that much, so I don`t get the value of the monthly cost of $35! So I went online to my cell phone plan contractor, to see if they had something that would suit my phone use better. That`s when I discovered a new cell-phone plan! Sure it only included 150 texts, MMS, MB and minutes, but that should be sufficient for my use. And it only cost $17.50! That would mean cutting my cell phone bill in HALF!

By changing my phone plan, I`ll now save $210 a year!! And!! Another genius thing I intend to do, is instead of adding that extra $17.50 a month to my spending money, I`m going to save the money. I intend to make an automatic transfer of $17.50 to my Vacation savings account each month! This way I make sure that I really do save money by cutting my phone plan in half! 😉 So be SMART and start SAVING money! 

ImageA Dublin snapshot, one of the places I`ve saved up months in advance to visit!

What about you? How are your cell phone bills? Is there anything you could cut back on? Is there anything else you`d rather spend the money on?

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Budget Friendly Vacation; Visiting Family

I`m having a winterbreak from Uni and I`m currently visiting my parents in a town called Stavanger, on the west coast of Norway, so I thought I`d share a list of how visiting family can be budget friendly and a positive experience.

  • It`s the cheapest vacation there is. As long as I`m a student, my parents have decided to help me with airplane tickets, which I really appreciate, because I`d probably never would`ve had the chance to visit if it hadn’t been for their financial help.
  • Accommodation is free, as you`ll probably be sleeping in your old bedroom!
  • Family is important. Either your family is one big happy one or a complicated one. Family relations can be quite difficult, as I`ve experienced with my siblings, but I`m really close with my parents and I am so thankful for this, as I know not everyone is as lucky.
  • The thrill of travelling. I love to travel, no matter how short or long a journey.
  • Quality time with your loved ones! I get to spend some quality time with my family`s dogs, two super cute Cavalier King Charles Spaniels while taking long walks with my mom talking about everything between heaven and earth.
  • Eat for free!
  • It`s good for you! Being a student makes me feeling guilty for every hour I`m not studying, so getting away from everyday life for a couple of days or more, can be healthy for mind and body.
  • Having no-spend days is great for the budget.
  • You can splurge a bit! I can drink as much Diet Coke as I want to, because my mom always makes sure to have it in the fridge when I visit.
  • A change of scenery. I get to visit another part of the country or Europe (my parents switch between living in Spain, the westcoast of Norway and Northern Norway; no their not vagabonds or gypsies; my dad works in the oil business)

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What are your thoughts about visiting family? Do you find it a good experience or can complicated family relations make it difficult?